Rejecting past government plans that unfairly placed the burden of the crisis on depositors, it proposes practical and transparent reforms that adhere to the constitution, including transparent bank restructuring, fiscal discipline, improved tax collection, and suggested options for the mobilization of gold and foreign reserves. Economic recovery hinges on rebuilding trust, upholding the rule of law, and implementing reforms with or without an IMF agreement. Above all, no viable solution can exist without the full protection of depositors’ rights.