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Health insurance in times of chronic diseases
ENAR

by Thomas Schellen

For all the good that numbers can do for explaining economic and social trajectories, statistics provide limited utility. This is exacerbated into rapidly decreasing utility when social and economic issues are of immense complexity and have divergent, contradictory, or confusing data points attached to them. Things get even worse when an issue extends beyond economic or social relevance and enters the realm of the existential. In the juxtaposition of current data trends for chronic diseases and medical risk management efforts with the help of insurance, there is ample room for confusion. In the tome of medical knowledge, there is much information about chronic diseases, especially cancer. The incident rates for the disease are rising globally in absolute numbers. According to the World Health Organization’s International Agency for Research on Cancer (IARC), the occurrence of the disease in 2018 was estimated at 18.1 million new cases and 9.6 million deaths. The

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