Author Archives: Dany Baz

An analysis for 2013-2018

An analysis for 2013-2018

Reading Time: 4 minutes Banks included in Bankdata’s classification for alpha and beta banks with deposits respectively exceeding $2 billion and $0.5 billion are regarded by many international analysts and local banking industry observers to represent the top tiers within the Lebanese banking sector of 59 banks, comprised of 46 commercial banks and their 13 subsidiaries.  Together, the 16

The breakdown

Reading Time: 5 minutes It has been one of the most reassuring factors in the Lebanese economy—some might be inclined to say nearly the only one—that local banks maintained their strong financial standings during the past years and have been perfectly assuming their role in financing the economy. Beyond their financial performance, which is highlighted in the analysis below,

The financial positioning and performance of alpha banks in 2017

Reading Time: 4 minutes The Alpha Report by Bankdata Financial Services covers 14 banks, each of which have deposits exceeding $2 billion and collectively represent the lion’s share of banking activity—holding 87 percent of the $227 billion in assets at the end of September 2017. Before assessing the performance of Lebanese alpha banks during the first nine months of

Analysis of banking sector results

Reading Time: 5 minutes The profitability of alpha banks – those with deposits above $2 billion – has grown in the third quarter of 2016 when measured by the improved return on average equity (ROAE). The ROAE ratio at end of September was almost two percentage points higher than a year earlier. This insight from quarterly figures released after

Dissecting the numbers

Reading Time: 3 minutes Although 2015 was a trying year for the Lebanese economy and tested many economic players beyond what they experienced in the already challenging year of 2014, the results of Lebanese banks were remarkably stable. It is notable that the consolidated market shares of alpha and beta banks maintained high concentration on the domestic side. Their

2014: Deep analysis

Reading Time: 5 minutes Any analysis of Lebanese banking performance in terms of activity has to be read in conjunction with the operating environment in the region and the recent expansion of Lebanese banks in regional markets. Real GDP growth, as estimated by the IMF, stood at 2.4 percent for the MENA region in 2014, while Lebanon registered 2.0